The honest fine print.

Calcifir is a planning tool, not a registered investment advisor. Nothing you see here is personalized financial, tax, or legal advice. Use the projections to inform your thinking, not to replace a qualified professional when the stakes call for one.

Past performance — including the historical market data used in our simulations — does not guarantee future results. Forward projections are estimates based on assumptions you provide and the research-backed defaults we apply.

We’re finalizing the full legal language; this summary reflects how Calcifir works today.