Pricing
Free forever. Pro when you’re ready.
The full calculator is free — including cloud sync across devices the moment you sign in. Pro adds advanced decision tools for when you're actively making a retirement call.
Free
Generous by design
Your full plan, the lifetime view, and the stress tests — free, with cloud sync the moment you sign in.
- Your full plan — the year you could stop, and the chance it holds
- Stress tests against real market history and thousands of simulated futures
- Every guide, with every assumption shown and sourced
- Synced across your devices
Pro
For serious planning and annual reviews
Billed monthly
Side-by-side comparisons and advanced tax timing for the decisions that move the date.
- Everything in Free
- Advanced tax planning — withdrawal order, conversions, health subsidies
- Side-by-side what-ifs: compare whole futures before you choose
- Printable snapshots to share with a partner or advisor
Questions
Can I cancel anytime?
Yes. Cancel from your account page and you'll keep Pro access until the end of the billing cycle.
What happens to my data if I downgrade?
Your plan stays in your account and keeps syncing. You lose the Pro tools, but nothing is deleted.
Is there a trial?
No free trial — the Free tier is generous enough to answer the big question without upgrading. Pro is for when you're actively planning.